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Liability insurance for self-employed in Austria

Updated: Sep 12, 2022

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Life is unpredictable: mistakes and even pandemics can happen, so one can never be too cautious when protecting their livelihood.

In Austria, the legal regulations in this particular area leave significant contractual freedom and don't cover much in terms of different types of insurance. Instead, they only provide a general framework.

As a result, the general terms and conditions, and the individual insurance policies offered by insurance companies can differ significantly from one another.


Once you've made yourself familiar with the below-mentioned insurance plans, you can search for and compare the policies online on this website: https://www.versichern24.at/versicherung/business.

On the website of the Austrian Insurance Association, you can find a list of all insurance providers in the country and other valuable resources.




Business liability insurance

Business liability insurance (Betriebshaftpflichtversicherung), known in some countries as “the general liability insurance”, is a type of insurance policy that helps protect businesses from claims that happen as a result of normal operations (variety of claims including bodily injury, property damage, personal injury etc.).

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